Chapel Creek is conveniently located in Zephyrhills with easy access to SR 54, I-75, & US-301, for easy commuting to Tampa and area conveniences. The community offers a low monthly HOA, and we will be zoned for USDA financing, too.Choose from four open-concept floorplans with options for one- and two-story homes up to 2,800 square feet with the option for a three-car garage. Whether you're looking for main level living or need more space for your growing family, we have the perfect home for you. Make it your own with our professionally-designed interior palettes and customize your flex space, perfect for a home office, extra bedroom or second living area – the choice is yours. You'll love our community amenities, too! Spend the day relaxing with friends and neighbors at our resort-style pool, or head over to the open green space and playground to enjoy the Florida sunshine with family. We even have a dog park for some off-leash fun for your furry family members. There's so much to do, without leaving the neighborhood.The Panama is a perfect example of single story living at 2021 sf, 3 bedroom, 2-bath Master split, plus study, with a spacious great room and a covered lanai. Walk into this great open floorplan house that features multiple added features throughout. Step through the foyer to find a bedroom and a convenient full bath to your left, a study beyond that, and entry into the 2-car garage, laundry room and 3rd bedroom to the right. Continue into the large great room, dining room, kitchen, and dinette combo. Your kitchen boasts 42" cabinets with a convenient island that also doubles as a breakfast bar, and the homes includes oven, range, dishwasher, and disposal. To the right is your personal retreat. Your Owner's Suite includes an open bath with dual sinks and shower, separate water closet, and a large walk-in closet. A covered lanai off the dinette area extends your relaxation outdoors - enjoy a cool breeze, sip coffee, or invite friends over to cook out. The Panama is an extremely popular floor plan and has so much to offer anyone. Come see the Panama and find your home today. All Ryan Homes now include WIFI-enabled garage opener and NEST smart thermostat. **Closing cost assistance is available with use of Builder's affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.